/* Federal student loan planner styles — shared by the calculator and the standalone page. */
.fl-panel{margin-top:2.2rem;padding-top:1.6rem;border-top:1px solid var(--border-med)}
.fl-title{font-family:var(--font-display);font-weight:400;font-size:1.75rem;color:var(--text);margin:0 0 .6rem;line-height:1.2}
.fl-head{margin-bottom:1.25rem}
.fl-eyebrow{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--green);margin-bottom:.35rem}
.fl-head .ret-lead{margin:0 0 .9rem;max-width:760px}
.fl-flux{margin:0;display:flex;gap:.6rem;align-items:flex-start}
.fl-flux-i{flex-shrink:0;width:20px;height:20px;border-radius:50%;background:#E9B44C;color:#fff;font:700 13px/20px var(--font);text-align:center;margin-top:1px}
.fl-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:0 1rem}
@media(max-width:640px){.fl-grid{grid-template-columns:minmax(0,1fr)}}
.fl-check{display:flex;align-items:flex-start;gap:8px;font-size:13.5px;color:var(--text2);margin:.35rem 0 .55rem;cursor:pointer;line-height:1.4}
.fl-check[hidden]{display:none}
.fl-check input{margin-top:2px;accent-color:var(--green);width:16px;height:16px;flex-shrink:0}
.fl-off{opacity:.45;pointer-events:none}
.fl-mode{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:.5rem;margin:.2rem 0 .9rem}
.fl-mode-btn{border:1.5px solid var(--border-med);background:var(--surface);border-radius:var(--radius-sm);padding:.55rem .7rem;font:500 13.5px var(--font);color:var(--text);cursor:pointer;text-align:left;line-height:1.3}
.fl-mode-btn span{display:block;font-size:11.5px;font-weight:400;color:var(--text3);margin-top:2px}
.fl-mode-btn:hover{border-color:var(--green)}
.fl-mode-btn.active{border-color:var(--green);background:var(--green-light);color:var(--green-dark)}
.fl-mode-btn.active span{color:var(--green-dark);opacity:.8}
#fl-age-field[hidden]{display:none}
.fl-break{margin-top:.5rem}
.fl-break .ph-line{padding:4px 0;font-size:13px}
.fl-break .ph-line b{font-size:13px}
.fl-break .ph-line.tot{border-top:1px solid rgba(0,0,0,.12);margin-top:3px;padding-top:6px}
.stepper{display:flex;align-items:stretch;gap:0}
.stepper>.money-wrap,.stepper>input{flex:1;min-width:0}
.field .stepper input[type="number"],.field .stepper input[type="text"]{border-radius:0;text-align:center;-moz-appearance:textfield}
.field .stepper input.money{padding-left:22px}
.stepper input::-webkit-inner-spin-button,.stepper input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
.step-btn{flex:0 0 40px;border:1px solid var(--border-med);background:var(--surface2);color:var(--text);font:500 18px/1 var(--font);cursor:pointer;user-select:none;touch-action:manipulation;-webkit-tap-highlight-color:transparent}
.step-btn:first-child{border-radius:var(--radius-sm) 0 0 var(--radius-sm);border-right:none}
.step-btn:last-child{border-radius:0 var(--radius-sm) var(--radius-sm) 0;border-left:none}
.step-btn:hover{background:var(--green-light);color:var(--green-dark)}
.step-btn:active{background:var(--green);color:#fff}
.step-btn:focus-visible{outline:2px solid var(--green);outline-offset:1px;position:relative;z-index:1}
.fl-opts{margin-bottom:.9rem}
#fl-lines .ph-line{padding:6px 0;border-bottom:1px solid var(--border)}
.fl-dim{font-weight:400;color:var(--text3);font-size:12px}
.fl-table td,.fl-table th{white-space:nowrap}
.fl-table tr.fl-sel td{background:var(--green-light)}
.fl-row{cursor:pointer}
@media(max-width:600px){
  .fl-table thead{display:none}
  .fl-table,.fl-table tbody{display:block}
  .fl-table tr.fl-row{display:grid;grid-template-columns:1fr 1fr;gap:2px 12px;padding:.7rem .8rem;border:1px solid var(--border);border-radius:var(--radius-sm);margin-bottom:.6rem}
  .fl-table tr.fl-row td{border:none;padding:3px 0;white-space:normal;background:none!important;box-shadow:none!important;font-size:13px}
  .fl-table tr.fl-row td.fl-pn{grid-column:1/-1;padding-bottom:6px;font-size:14.5px}
  .fl-table tr.fl-row td[data-l]::before{content:attr(data-l);display:block;font-size:11px;color:var(--text3)}
  .fl-table tr.fl-sel{background:var(--green-light);border-color:var(--green)}
}
.fl-table tr.fl-sel td:first-child{box-shadow:inset 3px 0 0 var(--green)}
.fl-best{display:inline-block;font-size:11px;font-weight:600;color:var(--green-dark);background:var(--green-light);border-radius:99px;padding:1px 7px;margin-left:4px}
.fl-sel .fl-best{background:#fff}
.fl-rules{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.9rem}
@media(max-width:900px){.fl-rules{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:600px){.fl-rules{grid-template-columns:minmax(0,1fr)}}
.fl-rule{border:1px solid var(--border);border-radius:var(--radius-sm);padding:.9rem 1rem;background:var(--surface2)}
.fl-rule-h{display:flex;align-items:center;justify-content:space-between;gap:.5rem;margin-bottom:.55rem}
.fl-rule-h b{font-size:15px;color:var(--text)}
.fl-rule-h .fl-tag{margin-left:0}
.fl-kv{display:grid;grid-template-columns:92px minmax(0,1fr);gap:.5rem;font-size:13px;padding:4px 0;border-top:1px solid var(--border)}
.fl-kv span{color:var(--text3)}
.fl-kv b{font-weight:500;color:var(--text);line-height:1.4}
.fl-rule p{font-size:12.5px;color:var(--text2);line-height:1.5;margin:.5rem 0 0}
.fl-p{font-size:13.5px;color:var(--text2);line-height:1.55;margin:.9rem 0 0}
.fl-tax-facts{display:flex;flex-direction:column;gap:.5rem}
.fl-fact{display:grid;grid-template-columns:80px minmax(0,1fr);gap:.75rem;align-items:start;font-size:13.5px;line-height:1.5;padding:.6rem .75rem;border-radius:var(--radius-sm);background:#FDF1E8}
.fl-fact b{color:#B4470B;font-size:13px}
.fl-fact.ok{background:var(--green-light)}.fl-fact.ok b{color:var(--green-dark)}
.fl-fact:last-child{background:var(--surface2)}.fl-fact:last-child b{color:var(--text)}
.fl-fact span{color:var(--text2)}
.fl-news-list{list-style:none;margin:0 0 1rem;padding:0}
.fl-news-list li{padding:.7rem 0;border-bottom:1px solid var(--border);display:flex;flex-direction:column;gap:3px}
.fl-news-list a{color:var(--text);font-size:14px;line-height:1.45;text-decoration:none;font-weight:500}
.fl-news-list a:hover{color:var(--green);text-decoration:underline}
.fl-news-d{font-size:11.5px;font-weight:600;color:var(--green-dark);text-transform:uppercase;letter-spacing:.03em}
.fl-news-s{font-size:12px;color:var(--text3)}
.fl-news{align-self:start}
.fl-tag{display:inline-block;font-size:11px;font-weight:600;padding:2px 8px;border-radius:99px;margin-left:8px;vertical-align:1px}
.fl-tag.amber{background:var(--amber-light);color:#8a5600}.fl-tag.red{background:var(--red-light,#FCEBEB);color:var(--red,#A32D2D)}.fl-tag.green{background:var(--green-light);color:var(--green-dark)}

/* ── Standalone page (/student-loan-forgiveness-tax-calculator/): calculator-style components, scoped to .slp ── */
.slp{max-width:calc(1060px + 2.5rem);margin:0 auto;padding:1.75rem 1.25rem 0;font-size:15px;line-height:1.5}
.slp .card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:1.4rem;box-shadow:var(--shadow)}
.slp .card+.card{margin-top:1.25rem}
.slp .grid2{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:1.25rem;align-items:start}
@media(max-width:760px){.slp .grid2{grid-template-columns:minmax(0,1fr)}}
.slp .grid2>.card+.card{margin-top:0}
.slp .section-gap{margin-bottom:1.25rem}
.slp .card-title{font-size:15px;font-weight:600;color:var(--text);margin-bottom:1.1rem}
.slp .chart-title{font-size:15px;font-weight:600;color:var(--text);margin-bottom:.6rem}
.slp .card-sub{font-size:14px;font-weight:600;color:var(--text);margin:1.4rem 0 .5rem;padding-top:1rem;border-top:1px solid var(--border)}
.slp .field{margin-bottom:.9rem}
.slp .field label{display:block;font-size:12.5px;color:var(--text2);margin-bottom:5px;font-weight:500}
.slp .field input[type="number"],.slp .field input[type="text"],.slp .field select{width:100%;padding:8px 12px;border:1px solid var(--border-med);border-radius:var(--radius-sm);background:var(--surface);color:var(--text);font-size:14.5px;font-family:var(--font)}
.slp .field input:focus,.slp .field select:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(31,111,235,.12)}
.slp .field-hint{font-size:12px;color:var(--text3);margin-top:4px;line-height:1.45}
.slp .money-wrap{position:relative;display:block}
.slp .money-wrap::before{content:'$';position:absolute;left:11px;top:50%;transform:translateY(-50%);color:var(--text3);font-size:14px;pointer-events:none}
.slp .field .money-wrap input.money{padding-left:22px}
.slp .tip{display:inline-flex;align-items:center;justify-content:center;width:16px;height:16px;border-radius:50%;background:var(--surface2);color:var(--text3);font-size:10.5px;font-weight:600;cursor:help;position:relative;vertical-align:1px;margin-left:3px;border:1px solid var(--border-med)}
.slp .tip:hover,.slp .tip:focus{background:var(--green);color:#fff;border-color:var(--green);outline:none}
.slp .tip::after{content:attr(data-tip);position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(-50%);width:max-content;max-width:min(260px,70vw);background:#0B1B3F;color:#E6EEFD;font-size:12px;font-weight:400;line-height:1.45;padding:8px 11px;border-radius:8px;display:none;z-index:60;text-align:left}
.slp .tip:hover::after,.slp .tip:focus::after{display:block}
.slp .ret-lead{font-size:14.5px;color:var(--text2);margin:-.3rem 0 .9rem;line-height:1.55}
.slp .ret-note{font-size:12.5px;color:var(--text3);margin-top:.8rem;line-height:1.5}
.slp .out-msg{margin-top:1rem;font-size:13.5px;line-height:1.55;padding:.75rem .9rem;border-radius:var(--radius-sm);background:var(--surface2);color:var(--text2)}
.slp .out-msg.caution{background:var(--amber-light);color:#6b4200}
.slp .rs-bar{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-bottom:1.25rem;font-size:14px;color:var(--text2)}
.slp .rs-opt{border:1.5px solid var(--border-med);background:var(--surface);color:var(--text2);font:500 13.5px var(--font);padding:7px 14px;border-radius:99px;cursor:pointer}
.slp .rs-opt:hover{border-color:var(--green)}
.slp .rs-opt.active{background:var(--green-light);border-color:var(--green);color:var(--green-dark)}
.slp .big-answer{font-family:var(--font-display);font-size:2.6rem;line-height:1.05;color:var(--green-dark);margin:.1rem 0 .4rem}
.slp .ph-line{display:flex;justify-content:space-between;gap:1rem;font-size:13.5px}
.slp .ph-line span{color:var(--text2)}
.slp .ph-line b{font-size:14px;color:var(--text)}
.slp .legend{display:flex;flex-wrap:wrap;gap:14px;font-size:12px;color:var(--text2);margin-bottom:.75rem}
.slp .legend span{display:flex;align-items:center;gap:5px}
.slp .legend span[hidden]{display:none}
.slp .legend-dot{width:10px;height:10px;border-radius:2px;display:inline-block}
.slp .chart-wrap{position:relative;width:100%}
.slp .payoff-table{width:100%;border-collapse:collapse;font-size:13px;margin-top:.5rem}
.slp .payoff-table th{text-align:left;font-size:12px;font-weight:500;color:var(--text2);padding:6px 10px;border-bottom:1px solid var(--border)}
.slp .payoff-table td{padding:9px 10px;border-bottom:1px solid var(--border);color:var(--text2)}
.slp .payoff-table tr:last-child td{border-bottom:none}
.slp a{color:var(--green)}
.slp h2.fl-h2{font-family:var(--font-display);font-weight:400;font-size:1.6rem;margin:2rem 0 .9rem;color:var(--text)}
.slp .sl-profile{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 1rem}
@media(max-width:640px){.slp .sl-profile{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}}
@media(max-width:600px){.slp .fl-table tr.fl-row td{text-align:left}}